If you’ve recently applied for an SSS loan and are looking for the fastest way to receive your funds, the UBP Quick Card is one of the easiest and most convenient options. This card, offered by UnionBank, is free and made especially for Social Security System (SSS) members who need a reliable way to receive loan proceeds without the hassle of maintaining a traditional bank account.
In this complete and beginner-friendly guide, we’ll explain how to get a free UnionBank Quick Card, why it’s useful, where to apply, and how it connects to your SSS loan. Whether you’re applying for a salary loan, calamity loan, or another SSS cash loan, this step-by-step guide will walk you through the whole process.
Let’s explore how the ubp quick card can make your SSS loan experience easier in 2025.
What is the UnionBank Quick Card?
The UnionBank Quick Card, often referred to as the UBP Quick Card, is a Visa debit card offered in partnership between UnionBank and the Social Security System (SSS). It’s specifically designed for fast, secure, and efficient disbursement of SSS loan proceeds.
This card is not a regular UnionBank account; instead, it acts as a prepaid debit card where your SSS loan can be deposited. Once you receive your loan, you can withdraw money from any UnionBank ATM or use the card for online or in-store purchases, just like a normal debit card.
Benefits of the UBP Quick Card
Here’s why thousands of Filipinos prefer using the UBP Quick Card for their SSS loans:
✅ Free of charge when issued at participating SSS branches
✅ Fast disbursement of your SSS loan—no waiting for a check
✅ No need for a bank account
✅ Usable for ATM withdrawals, POS transactions, and online payments
✅ Secure and reliable Visa-branded card
✅ 24/7 banking access via UnionBank's mobile app
Who Can Avail of the UBP Quick Card?
You can get a UnionBank Quick Card if:
You are an SSS member who has applied or is applying for an SSS salary loan, calamity loan, or similar benefit
You do not yet have a disbursement account enrolled with SSS
You visit an SSS branch that has an ongoing partnership with UnionBank for UBP Quick Card issuance
Step-by-Step Guide: How to Get a Free UnionBank Quick Card
Here is the full process, explained in simple steps, to help you get your UBP Quick Card:
Step 1: Apply for an SSS Loan
Before you can get a UBP Quick Card, you must apply for an SSS loan such as:
Salary Loan
Calamity Loan
Emergency Loan
You can apply through the My.SSS portal online or via your HR department if you're employed.
During your application, if you do not have a registered disbursement account, SSS may suggest you apply for a Quick Card.
Step 2: Visit a Participating SSS Branch
Once your loan is approved or while it's still being processed, you need to visit an SSS branch that offers UBP Quick Card enrollment.
Bring the following:
Valid government-issued ID (e.g., UMID, passport, driver’s license)
SSS loan application details or SSS number
Your mobile number (for OTP and account updates)
At the branch, UnionBank personnel will be present to assist you with your application.
Step 3: Fill Out the UnionBank Quick Card Application Form
You will be asked to complete a short form with your:
Full name
Address
Date of birth
Mobile number
SSS Number
The form will be used to link your SSS profile with UnionBank and issue your UBP Quick Card.
Step 4: Submit Requirements and Get Your Card
After submitting your form and ID, your card will be processed on-site. In most cases, you’ll receive your UBP Quick Card immediately at the SSS branch.
You will also be instructed on how to activate your card and change the PIN.
Step 5: Register Your Card Online or via the UnionBank Mobile App
To manage your UBP Quick Card, you can download the UnionBank mobile app. Through the app, you can:
Check your balance
View transaction history
Block your card if lost
Receive alerts and SMS notifications
How to Receive Your SSS Loan Through the UBP Quick Card
After successfully getting your UBP Quick Card, your SSS loan proceeds will be automatically deposited into your card’s account once approved.
You’ll receive an SMS from UnionBank or SSS once the funds are available.
You can then:
Withdraw from any UnionBank ATM (no fee)
Withdraw from other ATMs (fees may apply)
Use your card for in-store purchases
Shop online (Visa-accepted websites)
Where to Get the UBP Quick Card (List of SSS Branches)
UnionBank Quick Cards are not available in all SSS branches. Only selected SSS offices in partnership with UnionBank offer onsite card enrollment and release.
While the list may change over time, some of the branches where you can get the card include:
SSS Diliman
SSS Pasig Shaw
SSS Makati
SSS Baguio
SSS Cebu
SSS Davao
SSS Zamboanga
Check ahead by contacting the branch or visiting their Facebook page to confirm UnionBank presence on your visit date.
Frequently Asked Questions (FAQs)
Q: How much is the UBP Quick Card?
It’s free if you apply at an SSS branch with UnionBank present. No need to pay anything.
Q: Is the card linked to a savings account?
No, the UBP Quick Card is a prepaid Visa debit card, not a traditional savings account. It can only hold the balance deposited by SSS or other top-ups.
Q: Can I use this card for other purposes besides SSS loans?
Yes. You can use the card to:
Make online payments
Buy groceries
Withdraw cash
Receive funds (if someone else deposits money to your card)
Q: What if I lose my UBP Quick Card?
Call UnionBank’s 24/7 customer service or block your card through the mobile app immediately. Then visit a UnionBank branch to request a replacement.
Q: Is this card valid forever?
Yes, the card remains active as long as you use it and keep it safe. But if inactive for a long period, the card may expire.
Why Use the UBP Quick Card for SSS Loans?
Here are the main reasons why the UBP Quick Card is becoming a top choice for SSS loan disbursement:
✅ Convenience – You don’t need to wait for checks or enroll in a regular bank
✅ Accessibility – Use at ATMs, stores, or online
✅ No bank account required – Ideal for informal workers, freelancers, and first-time borrowers
✅ Fast and secure – Direct deposit once loan is approved
✅ No hidden fees – As long as you use UnionBank ATMs
Tips for First-Time Users
✅ Activate your card and set your PIN right after receiving it
✅ Download the UnionBank app for easy tracking
✅ Do not share your card or PIN with anyone
✅ Update your mobile number if you switch SIM cards
✅ Use your card regularly to keep it active
Final Thoughts
If you’re applying for an SSS loan and want the fastest and easiest way to get your money, the UBP Quick Card is your best friend. It’s simple to apply for, free of charge, and works just like a regular Visa debit card. Plus, you don’t even need a bank account to use it.
With more SSS branches now offering UnionBank Quick Card enrollment, you can walk into the right branch, apply, and walk out with your card—ready to receive your loan.
So if you’re asking how to get a free UnionBank Quick Card for your SSS loan, the answer is: just follow the steps above, visit a participating branch, and claim your card. No hassle, no waiting, and no stress.
Empower your loan experience—get your UBP Quick Card today!
